Ugg Boots Outlet Annuity Boot Camp - Volume #3_463
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Uggs Outlet
EIA's are credit interest based upon an index like the S&P 500 or the Dow. The selling point of these annuities is that they have zero market exposure. When the market goes up you share in the gains up to a declared cap. When the market goes down you get a zero. "Zero is my Hero" is better than a negative statement. Also, all previous years gains are locked in and never go down.
The EIA Guarantee
EQUITY INDEX ANNUITIES -
Many people suggest that, while you can learn the basics by yourself Uggs On Sale, it is a good idea to take at least one day of instruction from a professional. It will significantly decrease your learning curve and give you the supervision you need to ensure, not only that you're doing it right Ugg Boots Outlet, but to also teach you snowboarding safety.
In addition to guarding your portfolio from market fluctuations, these products offer a minimum guarantee between 1-3%. Let's say that you have a 5 year index annuity and the market is down 4 out of 5 years. Chances are you will get the min. guarantee. At the end of each contact you either get the higher of the account value or the min. guarantee and most companies can provide you min. guarantee illustrations.
Imagine playing the game of blackjack at a casino in Las Vegas. You play the max. Bet of $50 a hand. The first hand is played and you beat the dealer. Now you have $100 on the table. Now, the next hand comes out and the dealer beats you. Instead of the dealer taking your $100, you push and keep your $100 on the table to play again.
Example:
Robert holds over a decade of experience as a multiline agent in multiple states and currently serves on the membership council of the National Association of Insurance and Financial Advisors.
Equity Index Annuities (EIAs) came out in the early 1990s by insurance carriers to help compete with mutual funds. In the 1990s, mutual funds were very popular and the insurance industry needed to come out with a product that allowed for market exposure without the market risk.
The Tricks of the Trade
Once you've purchased your equipment, you're ready to get started. Your first step is to get into the bindings by setting the snowboard on a flat, snowy surface, then stepping into the bindings, front foot first. After bouncing around while strapped in to see how you feel then you're ready to take some baby steps on the board. Remove your back foot from the board and scoot your way to a slight incline then begin walking in small baby steps until you're part of the way up the incline. Once you're there, sit down and strap your other foot in, then standing, place your weight on your heels and shift the weight to your toes until you begin to slide down the hill. Pull back to your heels to stop the board then repeat the process until you feel comfortable.
This is brief example of how an equity index annuity works. You share in the gains but none of the losses.
Visit http://www.annuitycampus.com for more annuity tips and tricks.
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